GetTheBag helps South African small businesses sort out their finances, keep the records funders actually ask for, and see the gap between where they are and where they need to be.
Who We Serve
From first-time entrepreneurs to corporate wellness teams, GetTheBag meets you where you are and helps you take the next step.
Separate your personal and business money, track your cash flow, and keep the records funders want to see. GetTheBag shows you what to fix to become investor-ready.
Build healthy money habits, reduce financial stress, and improve productivity through our Employee Wellness Programme.
Employee WellnessAge-appropriate financial literacy that prepares young South Africans for adulthood, higher education, and the world of work.
Financial LiteracyVet and monitor SMME partners using real data, readiness scores, and financial behaviour you can track over time.
Funder ToolsHow It Works
Three clear steps from where you are today to where funders and growth partners need you to be.
Answer our 6-section SMME Readiness Assessment covering your business profile, financial health, operational readiness, funding history, digital presence, and identity verification. It takes just 15–20 minutes.
Get an instant, personalised readiness report. It scores your business, places you on a tier from Emerging to Investor-Ready, and gives you clear steps to improve.
Use the SMME Growth Hub to track your progress, work through practical financial content, and connect with funders, ESD programmes, and advisors who can help you grow.
Our Solutions
Built around the real challenges South African SMMEs deal with every day.
Your digital workspace for running the business day to day. Capture sales, expenses, and cash flow, watch your trends, and keep the accurate records funders and partners need to see.
A readiness check that builds your personalised SMME profile. It looks at your finances, how you run the business, and your market position, then tells you exactly what to fix to access funding.
Built for ESD programmes, development finance institutions, and funders who need reliable data to vet and monitor SMME partners. Reduce risk, decide faster, and see how your whole portfolio is doing.
Learning Programmes
Practical programmes built for South African realities, because good money skills should reach everyone.
Build the financial discipline and records that funders need to see.
Helps small, micro, and medium businesses build stronger finances and get ready to grow. It pairs financial literacy with practical tools, so owners understand cash flow, separate personal and business money, manage expenses, and plan ahead.
It also builds funding readiness through better financial habits and records, so SMMEs can deal with funders, ESD programmes, and development partners with more confidence.
Reduce money stress at work — for employees and your bottom line.
Helps employees build healthy money habits, lower financial stress, and stay productive at work. Covers monthly expenses, debt, emergency savings, and longer-term financial goals.
For employers, it provides aggregated, anonymised views of engagement levels, so you can plan wellness support without seeing any individual's private data.
Give learners the money skills schools don't teach — before adulthood demands them.
Introduces learners to the money skills that prepare them for adulthood, further education, and work. The content is age-appropriate and covers budgeting, saving, responsible spending, and setting goals.
It gives educators ready-made modules, progress tracking, and assessments, and gives learners the confidence to make better money decisions early.
About GetTheBag
GetTheBag is a financial learning and growth platform built only for the South African market. We help small businesses get from where they are today to where funders, investors, and development partners need them to be.
Whether you are a first-generation entrepreneur, a young person just starting out, or an employee working through debt, GetTheBag meets you where you are and helps you take the next step with confidence.
GetTheBag is a product of Mboma Financial Services, a South African financial services company working on financial inclusion and lasting SMME growth across all nine provinces.
Your data is protected under South Africa's Protection of Personal Information Act.
Designed for SA realities: 9 provinces, ZAR currency, SEFA and ESD aligned.
Every tool is built around real SMME challenges: cash flow gaps, compliance hurdles, and funder requirements.
No cost to take the assessment. No hidden fees. Real tools available from day one.
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